Myfedloan Login 2022 | Get Access of Fedloan Servicing at

MyFedLoan: MyFedLoan is known as one of the largest student loan service companies. Fedloan is a student loan company that manages its Fedloan servicing account by the Department of Education. And all of these payments with the customer service staff in terms of debt, such as payment processing, invoice delivery, solving problems.

Being one of the largest student loan service companies, it handles all public service loan waiver applications. Whenever you want to know more about MyFedLoan or fed loan servicing, it is important for you to remember that you will probably have a conversation with a call center employee who is not interested in the goodness of your financial security.

Myfedloan – Fedloan Servicing at 2022

Myfedloan Login | Get Access of Fedloan Servicing at

This is why you need to get more and correct information about your student loans, so with the help of this article, you know your options and direct the conversation in the right direction.

Also Check:

What is MyFedLoan | My Fed Loan

MyFedLoan or FedLoan Servicing is an online user platform through which users can get loan information. MyFed Loan was established by the US Department of Education to support the ability to service student loans. It is a non-profit organization run by the Pennsylvania Higher Education Assistance Agency (PHEAA). (And yes, the Pennsylvania part is confusing because this organization handles student loans nationally). MyFedLoan is the platform where you will manage repayment of direct subsidized loans, direct membership loans, direct loans, or direct consolidation loans for you.

MyFedLoan serves borrowers whose debts fall under the William D. Ford Direct Loan Program. Your repayments can be processed on the platform if the user has taken a Direct Subsidized Loan, Direct Unsubsidized Loan, Direct Plus Loan or Direct Consolidation Loan. One of the benefits of this is that borrowers who want to work in the public sector and take advantage of the government’s Public Service Debt Waiver Program (PSLF) are automatically linked with Federal Servicing.

You Can Use MyFedLoan To:

  • Pay off your student loan.
  • Develop a repayment plan.
  • Track your loan repayment progress.
  • See if you are eligible and can apply for a student loan waiver.
  • Get important documents for student loan interest tax deduction.

Requirement Details for Myfedloan

Official NameMyfedloan | Fedloan
CountryUnited States
  • You Also need a Laptop/PC or mobile/ Tab.
  • Good Intenet Connection.
  • Valid username and password.
  • Any Browser.

Steps for FedLoan Login at FedLoan Servicing Account 

Please follow the important steps below to log in to fedloan Login.

Steps for FedLoan Login at FedLoan Servicing Account

  • You just need to open your internet connection.
  • Now, Open any browser on your device.
  • Search for
  • Visit the Official Home Page of myfedloan.
  • From there, you can see the “Account Access” section on the right-hand side, click on “Sign In Now”
  • Now enter your username and password and click on the “Sign In” Option.
  • You are all set to log in and check your loan details from there.

How to Register for MyFedLoan or FedLoan Servicing Account?

If you don’t know how to register for MyFedLoan or FedLoan Servicing Account, no need to worry because for your help we are sharing the details below.

  • Open your favorite web browser in a device with an active Internet connection.
  • Now, you need to visit “
  • It takes some time to load, so wait till the FedLoan Servicing Account page is loading.
  • Now, click on Sign in option.
  • Click on Create Account.
  • Enter your personal information like your first name, last name, email address, birth date, account number, and social security number.
  • Carefully read the terms and conditions and accept them.
  • Create a username and password because your username and password will be useful to log in to MyFedLoan.
  • Select the desired security question and the answer.
  • Check the data entered.

After doing the above process, you can log in to MyFedLoan and pay off your FedLoan Servicing Loan.

Myfedloan Payment Options

Through the steps above, you are logged into the Fedlawn Servicing account and can see what type of federal student loan you have, what the interest rate is on those loans, repayment amount, etc. details. So, for you, we are providing the details of those facts.

Myfedloan Repayment  for Fedloanservicing

Standard Payment

In this standard payment loan plan, you need to pay back a fixed amount each month.  It offers the quickest path to pay off student loans with a 10-year term for unconsolidated loans and a 30-year term for consolidated loans.

Graduated Payment

In this plan, you need to start with lower monthly payments that increase every two years. The graduated payment offers a 10-year repayment term and good for those who will be earning more money in the future. But there is a demerit of this plan that you will pay more overall in interest.

Alternative Loan Repayment Options for MyFedlaon

Extended Fixed Repayment:

This plan offers a 25-year term for your loan with low and fixed monthly payments. Because of interest, you will pay more over the life of your loan with this option.

Extended Graduated Repayment:

This repayment option starts with low monthly payments and increases every two years and your loan extends up to 25 years. You will pay more over the life of your loan with this option also.

Income Sensitive Repayment (ISR):

This option temporarily reduces your monthly payment if you cannot make your monthly payment due to work. You will need to reapply annually, and your payment should be sufficient to cover the interest on your loan.


This plan is an income-driven repayment option that factors in your income and family size to determine a monthly payment amount around 10% of your discretionary income. After 20 years, loan forgiveness is granted.

Income Based Repayment (IBR):

This is also an extended-term plan that looks at your income and family size. Your payments are just 15% of your discretionary income.

Income Contingent Repayment (ICR):

This option factors in your income, family size, and loan debt. Your payments are generally the lesser 20% of your discretionary income or the amount you would pay under a fixed repayment plan over 12 years.


This plan is similar to the PAYE option, but there are differences with your spouse’s income, capitalized amount, etc.

Important Benefits of Myfedloan

Employees of any eligible non-profit organization or full-time volunteer with the USCorps or Peace Corps are eligible for forgiveness on their direct loan after 120 eligible payments on the eligible payment plan.

  • FedLoan Servicing provides the opportunity to qualify for loan forgiveness.
  • Users can get Teacher Loan Forgiveness Benefits.
  • The public service loan forgiveness
  • Get controls of the discharging or cancellation of your loan.
  • Get your free credit score.
  • You can make payments online to authorizing someone to negotiate your account on your behalf.

Student Loan Help with My Fed Loan

With the help of MyFedLoan, you can keep your student loans on track. If you also want help with your payments, contact your service provider immediately to find out what options are available.

  • Pay a fixed monthly payment amount during the loan period of Standard payment plans.
  • Graduated Repayment Plans begin low and gradually increase every year.
  • Payment plans based on the income that is based on your debt and your annual income.
  • For instance, Pay as your earning that takes your family size and income into consideration for the less monthly payment amount.
  • Most plans are eligible for Student loan forgiveness after 20 to 25 years.
  • In case you are facing any temporary problems and not able to pay your loan debt, FedLoan provides deferments and forbearances for eligible borrowers.

Make payments through MyFedLoan

You can check that there are several ways to make payments through MyFedLoan:

  • Direct debit
  • Pay online
  • Pay by Mobile App
  • Pay by Phone
  • Pay by Mail
  • Pay by Third-Party Bill-Pay Services
  • Set up advanced payments

How Can I Change My Loan Due Date?

In order to change your loan due date you must do the below points:

  • Be in active repayment
  • Make your first scheduled payment on time
  • Be current on your monthly payments
  • Request a date between the 1st and 28th of the month

Within the two billing cycles for your new due date to take effect. It will depend on when the request is made and when your payment is due, the request may also result in two payments being due within one 30-day billing cycle.

MyFedLoan Professional Help

If you want to seek professional help for Fedalone, there are several ways through which you can obtain information for your student loan.

  • Contact your lender (Fedloan) first. Sometimes they are difficult to deal with, but the government pays them to help you.
  • You can do many other things with
  • This includes securing your loans and implementing income-based payment plans.
  • You can also pay a third party company for your assistance, but make sure that you get what you will get after doing so.

Financial Assistance with FedLoan Servicing

You need to hire a CFA To your better help if you don’t know how to begin or how to move ahead with your student loans. You always consider refinancing or consolidating a lender’s student loan as a FedLoan service. And Credible is a boon for student loans.

For this, you have to fill a single form and then you will receive multiple offers from multiple lenders on a single dashboard. Credible works with high-quality private lenders which is much more easily as compared to FedLoan.

MyFedLoan Student Loan Plans

  1. FedLoan Student Loan
  2. USD 10,000 at 6.55% for 68 months
  3. Payment: USD 176.00 / month
  4. Total interest on a loan: USD 1,997.33
  5. Total interest after-tax deduction: USD 1,397.91

Option 1

  • USD 10,000 at 0.9% for 36 months
  • Payment: USD 281.65 / month
  • Total interest during the life of the loan: USD 139.36

Option 2

  • USD 10,000 to 1.9% for 48 months
  • Payment: USD 216.52 / month
  • Total loan interest: USD 392.72

Option 3

  • USD 10,000 to 2.9% for 60 months
  • Payment: USD 179.24 / month
  • Total interest during the life of the loan: USD 754.57

Fedloan Customer Service

For general inquiries, call 1-800-699-2908 between 8 a.m. and 9 p.m. Eastern Time, Monday through Friday.

TEACH Grant support: Monday through Friday from 8:00 AM to 9:00 PM (ET).



Monday through Friday from 8:00 AM to 9:00 PM (ET).


Dial 711

Support for hearing and speech-impaired callers, Monday through Friday 8:00 AM to 9:00 PM (ET).

Their mailing address is:

Department of Education

FedLoan Servicing

P.O. Box 790234

St. Louis, MO 63179-0234

Letters and correspondence should be sent to:

FedLoan Servicing

P.O. Box 69184

Harrisburg, PA 17106-9184

Credit disputes should be sent to:

FedLoan Servicing Credit

P.O. Box 60610

Harrisburg, PA 17106-0610

Consolidation related letters and correspondence should be sent to:

FedLoan Consolidation Department

P.O. Box 69186

Harrisburg, PA 17106-9186

For complaints, contact the Office of Consumer Advocacy at:

Pennsylvania Higher Education Assistance Agency

The Office of Consumer Advocacy

1200 North 7th Street

Harrisburg, PA 17102


So, from here you got the important details about the myfedloan and its important facts. And if you still have any issue then, you can visit its official website for better help. I hope, you will like this article and keep visiting our post. You can also write comments regarding this post in comment section below.

Leave a Comment